Many people procrastinate when tax time rolls around. It doesn’t matter if you’re expecting a refund or you have to write a check. Either way, it’s not a fun task. Truth is, there may be some
psychological issues that could be causing you to procrastinate. Let’s take a closer look at some of the possibilities:

Facing financial reality: This is what occurs when you can’t deny the horrible financial shape you’re in.

Feeling resentful toward the government: Some people may resent paying taxes to a government they don’t approve of. They lose sight of their legal obligation and  make it more about personal political views.

Fighting off your fears: There can be a great deal of fear associated with filing taxes. What if you owe more money than you anticipated? What if you don’t get the money back that you thought you would? Or, what if you get audited? These factors could contribute to your fears—and your desire to put it off.

Dealing with disappointment: Maybe last year flew by, and you never really saved or invested like you planned. Now you have to face the reality of your lack of discipline.

Revealing missteps to your spouse: If there’s something about your finances that you haven’t shared with your spouse, this is when it will likely surface. Money issues are often the source of conflict between couples. Knowing that it’s inevitable may be reason enough to avoid the task.

Revisiting difficult emotional circumstances: Tax time can be a reminder of something difficult you had to face during the year—death of a loved one, divorce, or  other emotionally difficult circumstances that affect your finances.

Here’s what you can do… 

Any one of these—or several of them—could be part of the reason why your taxes still aren’t done. Nevertheless, the deadline is looming, and no one wants to face the consequences of filing late. Here are some steps to help you tackle the procrastination problem and get your taxes completed on time:

• Realize that you are procrastinating and that everyone does it at some point in time.

• Recognize that the results of your tax return won’t change—whether you file now or later—but you will definitely avoid a great deal of stress if you meet the deadline.

• Admit that you may not be able to do it yourself. If you’re pressed for time or the task seems daunting, consider hiring a professional.

• Face the facts. If you’re afraid that you might owe a lot of money, it’s better to find out early in the process. If you can’t pay what you owe, there are several ways the government is willing to work with you. But don’t wait until it’s too late.

• Admit to someone that you are procrastinating. This is a great way to make yourself accountable. Then ask that person to push you along.

• Complete a little bit at a time. You’d be surprised what a difference 15 minutes a day can make.

• Look at tax filing as a way to start over. File last years’ return, be done with it, and then get a fresh start. Look forward to making some changes this year to ensure that next year’s filing is not as difficult.

David Lowenstein, Ph.D. is a psychologist and the clinical director of Lowenstein & Associates, Inc. in Columbus, Ohio. In addition to providing therapeutic services to individuals and families, he offers training and consultation to numerous associations, schools and agencies around the country. Additionally, he is a frequent radio and TV guest and a resource and contributing writer for numerous newspapers and magazines nationwide.

Contact Dr. David Lowenstein at www.https://drlowenstein.com/ or by phone at 614.443.6155 or 614.444.0432. Get frequent updates on his Facebook page at Dr. David Lowenstein or on Twitter at @LowensteinDr.